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403(b) vs. IRA: What Every Educator Needs to Know About Retirement Savings
As an educator, you've dedicated your life to helping others grow. But are you giving your own future the same care? Whether you're a new...
3 min read


Planning for Retirement. A Journey Every Educator Deserves
After years dedicated to shaping young minds and strengthening communities, retirement is the long-awaited chapter where life’s rewards...
3 min read


Keeping Good Records is Good Business
Maintaining good records is important to help meet your tax and legal obligations. The right record keeping system not only helps satisfy...
2 min read


Good Health is Good Business
According to the Centers for Disease Control and Prevention, productivity losses linked to employees not showing up to work due to five...
1 min read


A House Divided
The latest research suggests that divorce rates in the U.S. have been falling in recent decades. Still, many people face the difficult...
2 min read


Fixed or Variable Mortgage, Which Should You Pick?
Buying a home is the single-largest financial commitment most people ever make. And sorting through mortgages involves a lot of critical...
2 min read


Lots of Variables with Fixed-Rate Mortgages
When selecting a fixed-rate mortgage, a prospective borrower has to determine how many years to finance the loan. Some financial...
1 min read


Your Emergency Fund: How Much Is Enough?
Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a...
2 min read


Pay Yourself First
Each month, you settle down to pay bills. You pay your mortgage lender. You pay the electric company. You pay the trash collector. But do...
2 min read


Password Protection Strategies
We all know that the more complicated a password is, the better. They should include a mixture of numbers, punctuation marks, symbols,...
2 min read


Making a Charitable Contribution
Why sell shares when you can gift them? If you have appreciated stocks in your portfolio, you might want to consider donating those...
2 min read


What Do Your Taxes Pay For?
Taxes are one of the biggest budget items for most taxpayers, yet many have no idea what they’re getting for their money. The average...
1 min read


Red Flags for Tax Auditors
No one wants to see an Internal Revenue Service (IRS) auditor show up at their door. The IRS can’t audit every American’s tax return, so...
2 min read


What If You Get Audited?
“Audit” is a word that can strike fear into the hearts of taxpayers. However, the chances of an Internal Revenue Service audit aren’t...
2 min read


Tax Rules When Selling Your Home
How the gains from the sale of a primary residence are taxed has changed in recent years. If you have recently sold your home or are...
2 min read


Do You Owe The AMT?
American educational reformer Horace Mann called education “the great equalizer.” In football, it’s been said that turnovers are the...
2 min read


Replacing Your Medicare Card
If your red, white, and blue Original Medicare card is lost or stolen, or you can no longer use it because it is too faded or damaged,...
1 min read


Understanding Extended Care
Addressing the potential risks of extended-term care expenses may be one of the biggest financial challenges for individuals who are...
2 min read


A Brief Guide To Condo Insurance
The ownership structure of a condominium unit is different from that of a single family house. Here’s what you need to know when...
1 min read


The ABC’s of Auto Insurance
The questions around auto insurance center not so much on whether to have it—it’s mandated by state law, required by your lender, and...
2 min read
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